Table of Contents:
- Features and Benefits of Flipkart Axis Bank Credit Card
- Welcome Benefits
- Get Cashback on Every Transaction
- Access to the Airport Lounge
- Eligibility for Flipkart Axis Bank Credit Card
- Documents required for Flipkart Axis Bank Credit Card
- Fees and Charges for Flipkart Axis Bank Credit Card
- Value Chart for Flipkart Axis Bank Credit Card
The Flipkart Axis Bank Credit Card allows you to enter a world where you can earn cashback on every transaction. There’s no limit to how much you can earn with this card because it offers accelerated cashback in all of your favourite categories, including travel, shopping, entertainment, and lifestyle.
Features and Benefits of Flipkart Axis Bank Credit Card
Benefits to Look Forward To:
Your Flipkart Axis Bank credit card comes with a slew of perks when you first use it. The offers and their terms and conditions are listed below.
On your first transaction with your Flipkart Axis Bank credit card, you’ll receive Rs. 500 in Flipkart coupons.
On your first transaction on Myntra with a Flipkart Axis Bank credit card, you’ll get 15% cashback up to Rs. 500.
Get Cashback on Every Transaction
Every transaction comes with a cashback bonus. On Flipkart and Myntra, you can get a 5% cashback. Cashback of 4% on Preferred Merchants.
All other categories are eligible for a 1.5 percent cashback. Your cashback will be credited to your credit card statement directly.
Access to the Airport Lounge
With your Flipkart Axis Bank Credit Card, you’ll get four complimentary lounge visits to select airport lounges in India each calendar year.
Eligibility for Flipkart Axis Bank Credit Card
Individuals who are qualified for a Flipkart Axis Bank Credit Card include the following:
Between the ages of 18 and 70, the primary cardholder shall be.
The person must be either an Indian resident or a non-Indian resident.
Please keep in mind that these criteria are simply guidelines, and the bank retains the final decision on whether or not to approve or deny applications for the Flipkart Axis Bank Credit Card.
Documents required for Flipkart Axis Bank Credit Card
A copy of your PAN card or Form 60, residence proof, identity proof, a colour photograph, and proof of income in the form of a recent payslip / Form 16 / IT return copy are all required documents for a Flipkart Axis Bank Credit Card application, unless there are exceptions.
Prepare your documentation for the Flipkart Axis Bank Credit Card.
The following document is required:
- Form 60 or a photocopy of your PAN card
- Photograph in colour
- As proof of income, provide the most recent payslip/Form 16/IT return copy.
- Proof of Residence (any of the following):
- Ration Card
- Electricity Bill
- Telephone bill (landline)
- Proof of identity (any of the following):
- Driver’s licence and passport
- Aadhaar card PAN card
Please keep in mind that this is merely a sample list. The documents needed may vary from case to case.
Fees and Charges for Flipkart Axis Bank Credit Card
Fees and charges for the Flipkart Axis Bank Credit Card are shown in the table below:
|Joining fee||Rs. 500|
|Annual Fee||2nd year Onwards: Rs. 500|
|Annual fee waived off on annual spends greater than Rs. 2,00,000.|
|Add-on card joining fee||Nil|
|Add-on card annual fee||Nil|
|Card replacement fee (w.e.f 10/10/20)||Rs.100|
|Cash payment fee||Rs.100|
|Duplicate Statement fee||Waived|
|Charge slip retrieval fee or copy request fee||Waived|
|Outstation cheque fee||Waived|
|Mobile alerts for transactions||Free|
|Balance enquiry charges||Waived|
|Finance charges (Retail purchases and cash)||3.4% per month (49.36% per annum)|
|Cash withdrawal fees||2.5% (Min. Rs. 500) of the cash amount|
|Overdue Penalty or Late Payment Fees||Nil if Total Payment Due is up to Rs. 300|
|Rs. 100 if total payment due is between Rs. 301 – Rs. 500|
|Rs. 500 if total payment due is between Rs. 501 – Rs. 1,000|
|Rs. 500 if total payment due is between Rs. 1,001 – Rs. 10,000|
|Rs. 750 if total payment due is between Rs. 10,001 – Rs. 25,000|
|Rs. 1000 if total payment due is between Rs. 25,001 and 50,000|
|Rs. 1000 if total payment due is greater than Rs.50,000|
|Over limit penalty||2.5% of the over limit amount (Min Rs. 500)|
|Cheque return or dishonor fee or auto-debit reversal||2% of the payment amount subject to min. Rs. 450|
|Surcharge on purchase or cancellation of railway tickets||As prescribed by IRCTC/Indian Railways|
|Foreign currency transaction fee||3.5% of the transaction value|
Value Chart for Flipkart Axis Bank Credit Card
|Details||Annual Spends (Rs.)|
|Spends on Flipkart||36000|
|Spends on Myntra, 2GUD||12000|
|Preferred merchant spends||66000|
|Annual Fee Waiver||–|
|Total Annual Spends||2,10,000|
|Total Annual Benefits*|
Sunil Kumar Sah @DigitalSunilSah
E-commerce Seller, Blogger, YouTuber
Sunil is a digital enthusiast and passionate about Online Selling. He loves sharing my knowledge and experiences on eCommerce on this blog and his YouTube Channel “Ecommerce with Sunil”